An accident scene can become somewhat chaotic, fraught with emotions as people try to sort out how to handle the situation. The first concern is making sure that everyone is safe. Once everyone is evaluated, the next problem becomes how to fix the vehicle. Likely, the driver who caused the wreck is responsible for the expenses, but obtaining that support requires following some procedures. The following are three ways to receive reimbursement for medical care and repair costs.
- Contact Insurance and the Police
Pullover and grab your insurance card and cell phone. Request police assistance. The officers arrive on the scene, speaking with witnesses and drivers. After hearing both sides, they can assess if one party holds fault in the crash. This data is relayed into a formal report. Obtain a copy of it for your records. Also, write down the officer’s name and badge number. Then, file a claim with your insurer. Most companies permit this on apps, making it simple and efficient.
- Exchange Personal Information
Some people rely on personally exchanging information at the scene. Be sure to collect full names, insurance identification number and vehicle information such as the make, model and license plate number. A current phone number and email address are also needed to seek financial assistance. This route could fall through since it lacks evidence.
- Seek Legal Assistance
If you run into a dead-end with insurance, contact an auto accident attorney in Columbia MD. The professionals understand the nuances of the laws and have the ability to work with both the insurer and court system. Allow the firm to evaluate the case. Provide the accident report, your medical records and copies of any communications. The experts take over discussions to determine if you deserve more.
Car accidents are stressful. The body may be injured as well as your car. Take care of yourself by looking out for yourself, gathering facts to support your claim.